Welcome to this 2-bedroom, 1-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. Thoughtfully planned, the interior provides 890 square feet of finished living space with an open, livable feel from room to room. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. The main living areas are filled with natural light and provide an easy flow for hosting friends or enjoying quiet evenings at home. Outdoor living is easy with a backyard that is well suited for grilling, gathering, or unwinding at the end of the day. With parking available, the home provides flexible options for families and visitors. The location provides quick access to Monticello amenities while offering the flexibility of living outside a subdivision with no required HOA. After roughly 275 days on the market, this home remains a strong option in the area. At $169,000, this home is well positioned for buyers seeking value in Monticello.